Real analysis of Malaysia’s pension system. Here’s what we’ve delivered.
Analyzed EPF dividend patterns from 2009–2024 across 847 individual member accounts. Tracked how dividend allocations evolved through economic cycles and identified the relationship between contribution timing and dividend yields.
Developed customized contribution analysis frameworks for 200+ Malaysian organizations. Modeled how different contribution rates impact retirement adequacy across 40-year careers, with specific scenarios for mid-career changers and self-employed contributors.
Built a scenario-based retirement calculator that projects EPF adequacy at ages 55, 60, and 65 based on real contribution histories. Incorporates Malaysian cost-of-living data and accounts for inflation variations across different expense categories.
Published a detailed report examining how Malaysia’s aging workforce affects EPF sustainability. Analyzed contribution-to-beneficiary ratios, funding adequacy through 2050, and the long-term implications of dividend distribution policies on system solvency.
Let’s walk through your numbers together and build a clearer picture of your retirement readiness.
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